Know Which Homeowners Are Worth Your Bid
ZipLync:Homeowner evaluates every P&C lead against 89 geographic features from 7 government data sources. Know which ZIPs have insurable homeowners — and which are a waste of your budget — in in under 250 ms.
37K+
US ZIP codes scored
89
Geographic features per ZIP
8x
Insurable value separation (T10 vs T1)
<250ms
Scoring latency (P95)
7 authoritative data sources. 89 features per ZIP.
Every score is built on public, verifiable government data — not third-party estimates or proprietary black boxes.
FEMA National Risk Index
Composite hazard scores across 18 natural hazard types
Zillow Home Value Index
Median home values and year-over-year appreciation by ZIP
NFIP Flood Claims
Historical flood claim frequency and average payout by ZIP
FBI UCR Crime Data
Property and violent crime rates at the county level
USFS Wildfire Risk
Wildfire probability, burn intensity, and exposure indices
Census ACS Demographics
Homeownership rates, income, housing age, and structure type
USGS Seismic Hazard
Earthquake probability and peak ground acceleration maps
89 features distilled into one tier
ZipLync:Homeowner combines natural hazard exposure, property economics, demographic signals, and phone-intelligence into a single 1–10 tier for every P&C lead.
- Composite hazard risk (flood, fire, wind, earthquake, hail)
- Home value distribution and appreciation trends
- Insurance penetration and claim frequency
- Homeownership rate vs. renter density
- Construction age and building type
- Crime index (property + violent)
- Phone-to-ZIP geographic signal matching
- Historical flood claims per capita
- Wildfire burn probability index
Tier separation: insurable value
Higher tiers contain ZIPs with better risk profiles, higher home values, and more insurable homeowners.
Score a homeowner lead
Enter a ZIP code and see the geographic risk profile. No signup required.
Try a Live Homeowner Score
Enter a US ZIP code to see its homeowner tier. Add phone and IP for adaptive scoring with higher confidence. No signup required.
Works with your existing stack
27 live integrations across call tracking, lead distribution, contact centers, and CRMs. Add BidLync as a target in your platform in under 5 minutes.
Stop bidding blind on P&C leads
Start scoring every homeowner lead with geographic intelligence. See the risk profile of your real traffic in the first week.